Our Law Firm Will Handle The Insurance After Your Motorcycle Accident
We know that insurance companies can appear to be helpful after you've been in a motorcycle accident. Don't be fooled into thinking they are looking out for your interests. The insurance adjusters are paid to protect the interests of the insurance company. That means they will look for any evidence that suggests the person who caused your accident was not responsible. Even if you did nothing to cause your accident, they might ask you to make a statement that can be used against you later on. That's why we encourage you to contact us immediately after your motorcycle accident. Let us handle the insurance companies for you. Your recovery is difficult enough. We can handle the rest.
Motorcyclists involved in accidents often have to overcome the perception that they were at fault, simply because they chose to ride a motorcycle. An attorney for an insurance company may suggest in court that the injured victim was a "risk taker" and play on the prejudices of the jury. At Gary Martin Hays & Associates, our lawyers know how to cite the law and the facts in the case to protect our clients' rights. If the other driver was at fault, you shouldn't have to pay for your losses.
Unlike many other accident lawyers, Gary Martin Hays has "inside" knowledge of the insurance industry. That's because he defended insurance companies prior to founding Gary Martin Hays & Associates. He and his associates know how to negotiate with these insurance companies to maximize the compensation you need to get your life back on track. They also are not afraid to take the case to trial if necessary.
Insurance company tricks and tactics
Motorcycles have a right to share the road with other vehicles, and riders have a right to pursue compensation if a careless or reckless individual causes a crash. But insurance companies often will delay or deny claims - even when you have a legitimate case. Why? They want to boost their profits at the expense of accident victims.
Insurance companies use many different tactics to minimize their exposure. They might try to complete the claim quickly by offering a low-ball settlement that fails to take into account future medical expenses, lost wages and other damages.
The following are some of the excuses insurance companies may use to deny your claim:
- You did not purchase insurance coverage for the claim you are presenting.
- You do not have coverage because you were late in making a payment.
- You filled out the paperwork incorrectly.
- You were late in filing documents related to the claim.
- The damage in your accident exceeds your policy limits.
- You put in a claim for an uninsured driver, but the insurance company discovers the other driver had insurance.
Attorney Gary Martin Hays knows all of these arguments and more because he used to work for the insurance companies. Our legal team will negotiate on your behalf to find the coverage applicable to your accident and get the compensation you need - and if they won't back down, we'll take your case to trial.